Tokenlend – Credit For Everyone On The Planet

Please Note.



In today’s technologically advanced world, the Internet is blurring borders between countries and people. To some extent, the Internet has brought equality and freedom, but the world is still full restrictions and obstacles.

After its creation, blockchain technology has not only taken the lead in decisions where The reliability, consistency and availability of data are important. It has also encouraged developing crowdfunding and fundraising platforms to make them more effective and available.


Blockchain – Type of distributed register or decentralized database, in that stores digital transaction records. All instances of the database (nodes) are connected to each other via the Internet. Data is synchronized in real time
between the nodes and are visible to everyone on the network. After each digital transaction is processed, it is grouped together with other transactions transactions processed simultaneously in a cryptographically encrypted block.

Then the block is cryptographically confirmed (checked) and added to the block a chain. The key advantage of this technology is that all blocks are connected with the previous block, forming a chain. Therefore, the chain contains the whole history of transactions with the very first (“genesis”) block until the very last one. This gives each member the opportunity to to prove who owns something at any given time. Smart contracts are a built-in Ethereum blockchain tool. Blockchain Ethereum is a decentralised computer that makes it possible to perform complex instructions based on scripts called “smart contracts”.

These instructions are binding on all parties and cannot be overturned, because smart contracts not only define the rules and penalties for the contract, but also are automatically fulfilling their obligations. Tokens – A variety of traded goods, created and managed by smart – with contracts at the Ethereum blockchain. ERC-20 – Standard interface to ensure compatibility between tokens. The ERC-20 tokens are a subgroup of Ethereum tokens that correspond to to a certain standard.

For example, to meet the requirements of ERC-20, smart the token contract must allow all the following operations to be performed:

  1. total number of tokens
  2. account balance
  3. token transfer
  4. approval of expenses


Our mission is to open up the credit market to everyone. Exactly. so we plan to create a credit blockchain platform. We are committed to helping Users around the world can profit from lending with less the number of risks and problems. We believe that using blockchain technology, we can simplify and make the lending process cheaper by eliminating bureaucracy of traditional banking services.

The problem.

Traditional banking products and services are archaic and slow because all their bureaucracy and paperwork. In the world of international currency of translations, decentralized databases and smart contracts, people continue to are limited by their geographical location and place of residence. Different laws, currencies and complex taxation make business activities more complex than they are should be, and maybe should be. Lack of integration between financial services makes people to approach multiple intermediary institutions with their own the policy of checks, fees and limits. This can turn a seemingly simple an operation into a massive headache. A site which helps choosing the right site is bestbitcoinexchange – but they also can not offer an overview about all the intermediarys on the market as the number grows daily.

TLN Token.

During the initial coin placement (ICO) campaign TokenLend will offer to sell Lend Coin tokens (TLN). TLN tokens are digital Introduction of exclusive membership rights on the TokenLend platform. TLN owners have the opportunity to invest the desired amount of funds from their account in any of available loans listed on the TokenLend P2P platform. Account balance on platform is the number of TLN tokens stored in the Ethereum wallet the TokenLend account of a participant at any time.

TLN tokens will be available for use outside the TokenLend platform. Since they are ERC-20 tokens, they will be of intrinsic value on the stock exchanges. Tokens purchased during the ICO campaign will provide two types of tokens to owners of income. Token owners can use TLN to invest in any loan, specified on the platform, and earn income, like any other user of the platform. That’s why at least, only ICO members will receive a regular share of the platform’s revenues.

TLN token owners are guaranteed to receive a share of the company’s profits. The amount of the share will be be determined by the proportion of tokens associated with each member’s account on the date of payment. Of course there are already other projects which focus on bitcoin or crypto loans – but we are the first blockchain loan platform with its own token. The existing projects are mostly Bitcoin Loan Sites – an overview of them can be found on this website.

TokenLend Platform.

The platform will provide a set of tools for potential investors and loan initiators through a convenient web interface. The main functions of TokenLend are as follows:

  • The credit market in which the loan originators will offer users the ability to invest and generate income.
  • Loan Participation Note (LPN) market (i.e. “Secondary”) market”), where users can trade current investments for
    immediate liquidity.
  • A payment gateway that allows users and creditors to create deposits and withdrawals from their accounts.
  • Each Loan Participation Notification (LPN) is the smallest indivisible
    a share of the loan. Users can invest in a specific loan by buying any
    the number of available LPNs using funds from your account balance. Funds,spent on such purchases will be taken from the user account and blocked ina smart loan contract. After the loan term expires or the loan is fully extended
  • The corresponding funds will be deposited to the accounts of users who own with the appropriate loan participation records. LPNs will be sold on the platform
  • TokenLend so that owners can transfer and sell their investments for fast liquidity.
  • Each month a credit smart contract provides repayment of the loan in
    in accordance with the repayment schedule and distributes the amounts of loan payments between with LPN holders. These funds will be deposited into the wallets of Ethereum users in depending on the number of LPNs belonging to each specific purse address in that
  • Users will be able to withdraw their revenues from the platform to their wallets with with cryptocurrencies or bank accounts. Withdrawal of cryptocurrency funds will be made at the market exchange rate on the dates and dates indicated.